REAL ESTATE INVESTOR FINANCING

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    Acquisition & Pre-Development

    Land Loans & Pre-Development Financing

    Acquisition, refinance, and pre-development capital for qualifying land opportunities.

    Land — investor land financing
    Up To
    50%

    LTV

    Rate
    12–14%

    Interest

    Term
    6–12 Mo

    No prepayment penalty

    Geography
    Nationwide

    Rural properties OK

    Program at a Glance

    Program at a Glance

    Verified Land Financing parameters — published numbers at a glance. Actual terms are subject to underwriting and the specific land, borrower, and transaction.

    Maximum LTV
    Up to 50%
    Origination Fee
    5%–7%
    Interest Rate
    12%–14%
    Loan Term
    6–12 months
    Average Time to Close
    Approximately 17 days
    Geography
    Nationwide — rural properties OK
    Prepayment Penalty
    None
    Exit Fee
    None
    Pre-Development Cash-Out
    Allowed

    Program features vary by transaction and are not necessarily available together. Origination and interest shown as published ranges.

    Property / Deal Eligibility

    Land types we finance

    Land Financing covers raw, partially improved, and pre-development parcels — nationwide, including rural properties.

    Raw LandPartially Improved LandPre-Development LandRural ParcelsInfill LotsParcel Assemblages

    Available nationwide, including rural properties. Land produces no income, so qualification is asset- and borrower-based rather than cash-flow-based.

    How It Works

    How it works

    1. 01

      Submit the deal

      Property location, purchase or refinance, purchase price or current value, requested loan amount, intended use, development plans, and exit strategy.

    2. 02

      Land valuation

      The land's current value is established (existing appraisal if available, otherwise ordered). LTV is sized against that value.

    3. 03

      Underwriting

      Borrower credit, liquidity, experience, and exit strategy are reviewed alongside the land value and intended use.

    Documentation

    What to have ready

    Land qualification is asset- and borrower-based, so the land value, borrower liquidity, and exit plan carry the most weight.

    Ready to apply for Land?

    One focused application. No cost and no obligation. Standard real-estate applications require no credit pull to request terms.

    FAQ

    Land — Frequently Asked Questions

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