Flexible 30-Year DSCR Calculator

Each DSCR product has its own payment structure. Select the structure that matches your program to see the correct payment phases and coverage ratio. Monthly taxes and insurance are derived from the annual figures you enter.

This estimate is for planning purposes only. It is not an approval, commitment, term sheet, or guarantee of financing. Actual proceeds, rates, fees, and terms depend on borrower qualifications, property review, appraisal or valuation, provider guidelines, underwriting, and program availability.

Calculator results are estimates for informational purposes only and are based on the information and assumptions entered. Results are not an approval, prequalification, quote, commitment to lend, or guarantee of financing. Actual loan amounts, payments, DSCR, leverage, interest, fees, required equity, and other terms may differ following underwriting, valuation, and final program review.Actual qualifying DSCR may differ based on the methodology used for qualifying rent, taxes, insurance, HOA/PUD expenses, debt service, appraisal findings, and other underwriting adjustments.Legal Disclosures