REAL ESTATE INVESTOR FINANCING
Improve the File Before You Stack More Capital.
A supporting capital-readiness tool that reduces high-interest revolving balances and monthly obligations to potentially improve the credit profile and prepare the borrower for additional capital products.
Program Details
- Product Range
- Approximately $10,000–$100,000
- Typical Terms
- Approximately 2–7 years
- Funding Timeline
- Approximately 1–5 days
- Purpose
- Reduce revolving balances, monthly obligations, and utilization
Maximum leverage and actual terms depend on the borrower, property, transaction, state, and applicable capital source. Core program terms are shown below; alternative financing options may be available for transactions outside these parameters.
Who This Program Is For
- Reducing high-interest revolving balances
- Lowering monthly obligations
- Reducing credit utilization
- Preparing for additional capital products
How It Works
Debt consolidation can be used when revolving utilization, expensive debt, or monthly obligations are suppressing the borrower's ability to access additional capital. It may consolidate applicable balances into a fixed-payment structure, potentially reducing revolving utilization and improving cash flow. No exact FICO increase or credit-improvement point figure is guaranteed.
Who This Generally Fits
Borrowers whose utilization or DTI is limiting the rest of their financing stack. Income must support the resulting installment payment.
Qualification Snapshot
- FICO
- 650+ preferred
- Existing Debt
- Revolving / high-cost balances present
- Income
- Must support the installment payment
Published thresholds are pre-screening guidelines, not approvals. Final eligibility depends on the complete borrower profile, property, transaction, provider, and underwriting. Broader or alternative programs may be available for profiles outside these guidelines.
Learn How This Works
Read the educational guide for a deeper, plain-English walkthrough of the mechanics, money flow, and tradeoffs.
Read the GuideFrequently Asked Questions
Run the Numbers
Estimate leverage, payments, or coverage before submitting your deal. Illustrative program calculation only — not an approval, offer, or financing terms.
Open CalculatorInvestment and business-purpose transactions only. No owner-occupied consumer financing. Programs, eligibility, leverage, rates, fees, terms, timelines, and availability vary by property, location, borrower qualifications, documentation, and deal structure. All financing is subject to underwriting and final approval. Green Fire Strategies does not guarantee approval, terms, closing, or funding.
Ready to submit a debt consolidation deal?
Submit once. We'll review the transaction and identify potential financing paths.