REAL ESTATE INVESTOR FINANCING

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    Hard Money

    Bridge Loans for Real Estate Investors

    Short-term capital when timing matters.

    Bridge — investor financing
    Up To
    80%

    LTV on Maximum Leverage

    As Fast As
    48 Hrs

    Express close, no appraisal

    Term
    12–18 Mo

    Interest only

    Prepay
    None

    No prepayment penalty

    Program at a Glance

    Program at a Glance

    Bridge is the tool for the gap between now and the permanent takeout — acquire or refinance now, exit on sale or long-term DSCR financing. Two approaches: maximum leverage or fastest execution.

    Financing
    Short-term, interest-only acquisition / refinance / cash-out capital
    Max Leverage
    Up to 80% LTV (Maximum Leverage) · ~75% (Express)
    Loan Size
    Up to $3 million
    Term
    Approximately 12–18 months, interest only
    Purposes
    Purchase, rate-and-term refinance, cash-out refinance, payoff
    Valuation
    No full appraisal on qualifying loans under $1M (Max Leverage)
    Closing Speed
    10 days or less · as fast as 48 hrs on Express
    Property Types
    Rent-ready / stabilized residential, multifamily & commercial
    Exit
    Refinance into DSCR or sell
    Points
    Zero-point & deferred-point options
    Prepayment
    None

    Program features vary by structure and are not necessarily available together.

    Program Options

    Ways to structure this financing

    These are internal program options within one product — not separate loans or pages. Expand a path to view its verified terms; every path feeds the same application.

    Property / Deal Eligibility

    Property types we work with

    Bridge financing covers rent-ready, stabilized, or lightly-work investment properties across residential, multifamily, and commercial property types.

    Single-Family2–4 UnitMultifamily 5+Mixed-UseCommercial

    Structure and underwriting vary by property type and scale. Properties requiring substantial renovation are better served by Fix & Flip, which reserves and draws the rehab budget inside the loan.

    How It Works

    How it works

    1. 01

      Identify the need

      The investor has a time-sensitive acquisition, refinance, equity access, or transition that needs short-term capital with a defined exit.

    2. 02

      Submit the deal

      Purchase price or current value, existing balance if refinancing, the property condition, and the exit strategy are submitted.

    3. 03

      Value and exit review

      The lender reviews the property value, borrower profile, liquidity and reserves, and the credibility of the proposed exit (sale or permanent financing).

    Documentation

    What to have ready

    Bridge is sized around the property value and a defined exit, so the property and exit documentation carry the most weight.

    Ready to apply for Bridge?

    One focused application. No cost and no obligation. Standard real-estate applications require no credit pull to request terms.

    FAQ

    Bridge — Frequently Asked Questions

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