REAL ESTATE INVESTOR FINANCING

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    SBLOC / Stock & Crypto-Backed

    Borrow Against Stocks or Qualifying Crypto Without Selling.

    Investors holding qualifying publicly traded securities or qualifying established cryptocurrency may be able to pledge those assets as collateral and access cash without first liquidating the position. Collateral eligibility depends on the specific asset, liquidity, trading volume, volatility, restriction status, custody, and concentration.

    Program Details

    Stock-Backed LTV
    Up to approximately 75% LTV on qualifying unrestricted publicly traded shares
    Restricted / Insider LTV
    Approximately 30%–50% LTV may apply to certain restricted / insider positions
    Crypto-Backed LTV
    Up to approximately 75% LTV depending on asset, liquidity, volatility, and program
    Potential Loan Size
    Approximately $50,000 to $500M+ depending on collateral and program
    Common Terms
    3, 5, 7, or 10 years
    FICO
    No traditional FICO underwriting on applicable collateral-based structures
    Typical Funding
    Approximately 5–10 business days after qualifying collateral clears review

    Maximum leverage and actual terms depend on the borrower, property, transaction, state, and applicable capital source. Core program terms are shown below; alternative financing options may be available for transactions outside these parameters.

    Who This Program Is For

    • Down payment and closing costs
    • Rehab and bridge capital
    • Seller-finance down payment
    • Construction equity contribution
    • Rental-property acquisition capital
    • Portfolio expansion

    How It Works

    Investors holding qualifying publicly traded securities or qualifying established cryptocurrency may pledge those assets as collateral and access cash without first liquidating the position. Potential collateral can include publicly traded stock, qualifying marketable securities, Bitcoin, and other qualifying established cryptocurrency — not every cryptocurrency qualifies. Qualification can depend on liquidity, trading volume, volatility, restriction status, custody requirements, asset concentration, and collateral value.

    Market Risk

    If collateral value declines substantially, additional collateral may be required or pledged assets may be liquidated according to the financing agreement. Borrowing against securities or crypto does not eliminate market risk. This is not tax advice, and borrowing may have tax consequences depending on the structure and jurisdiction.

    Access Liquidity Without Selling

    The core idea is simple: access liquidity without having to sell a qualifying investment position first. Rates and collateral eligibility can vary materially depending on the asset and program, so no rate is permanently published here.

    Who This Generally Fits

    Investors holding qualifying publicly traded securities or qualifying established cryptocurrency. No traditional FICO underwriting on applicable collateral-based structures.

    Qualification Snapshot

    Collateral
    Qualifying publicly traded stock, marketable securities, Bitcoin, or other qualifying established cryptocurrency
    FICO
    No traditional FICO underwriting on collateral-based structures
    Eligibility Factors
    Liquidity, trading volume, volatility, restriction status, custody, asset concentration, and collateral value

    Published thresholds are pre-screening guidelines, not approvals. Final eligibility depends on the complete borrower profile, property, transaction, provider, and underwriting. Broader or alternative programs may be available for profiles outside these guidelines.

    Learn How This Works

    Read the educational guide for a deeper, plain-English walkthrough of the mechanics, money flow, and tradeoffs.

    Read the Guide

    Frequently Asked Questions

    Run the Numbers

    Estimate leverage, payments, or coverage before submitting your deal. Illustrative program calculation only — not an approval, offer, or financing terms.

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    Investment and business-purpose transactions only. No owner-occupied consumer financing. Programs, eligibility, leverage, rates, fees, terms, timelines, and availability vary by property, location, borrower qualifications, documentation, and deal structure. All financing is subject to underwriting and final approval. Green Fire Strategies does not guarantee approval, terms, closing, or funding.

    Ready to submit a securities-backed financing deal?

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