REAL ESTATE INVESTOR FINANCING

    Apply
    Revolving Working Capital

    Reusable Working Capital Based on the Operating Business.

    An established operating business may qualify for reusable revolving capital based primarily on revenue, cash flow, business history, credit, and existing obligations. Draw on demand and pay interest only on amounts actually drawn.

    Program Details

    Potential Line
    Approximately $50,000–$250,000
    Structure
    Revolving
    Term
    No single fixed lump-sum term in the same way as a term loan
    Interest
    Generally paid on amounts actually drawn
    Funding Timeline
    Approximately 1–7 days

    Maximum leverage and actual terms depend on the borrower, property, transaction, state, and applicable capital source. Core program terms are shown below; alternative financing options may be available for transactions outside these parameters.

    Who This Program Is For

    • Earnest money and deal deposits
    • Quick rehab costs
    • Auction purchases
    • Closing expenses
    • Operating liquidity

    How It Works

    A business line provides reusable working capital based primarily on the strength of the operating business. Requirements can include an established operating business, revenue history, bank statements, credit profile, and time in business. Qualification is not based solely on owning an LLC.

    What It Requires

    Lenders generally review the operating business's revenue, bank-statement history, time in business, and the owner's credit profile. A newly formed LLC with no operating history typically does not qualify on its own.

    Who This Generally Fits

    Operating businesses with approximately $10,000+/month in revenue and a 600+ FICO. Qualification is not based solely on owning an LLC.

    Qualification Snapshot

    FICO
    600+
    Business Revenue
    Approximately $10,000+/month
    Time in Business
    Established operating history preferred

    Published thresholds are pre-screening guidelines, not approvals. Final eligibility depends on the complete borrower profile, property, transaction, provider, and underwriting. Broader or alternative programs may be available for profiles outside these guidelines.

    Learn How This Works

    Read the educational guide for a deeper, plain-English walkthrough of the mechanics, money flow, and tradeoffs.

    Read the Guide

    Frequently Asked Questions

    Run the Numbers

    Estimate leverage, payments, or coverage before submitting your deal. Illustrative program calculation only — not an approval, offer, or financing terms.

    Open Calculator

    Investment and business-purpose transactions only. No owner-occupied consumer financing. Programs, eligibility, leverage, rates, fees, terms, timelines, and availability vary by property, location, borrower qualifications, documentation, and deal structure. All financing is subject to underwriting and final approval. Green Fire Strategies does not guarantee approval, terms, closing, or funding.

    Ready to submit a business line of credit deal?

    Submit once. We'll review the transaction and identify potential financing paths.