REAL ESTATE INVESTOR FINANCING

    Apply
    Core Investor Financing

    DSCR & Rental Financing

    Choose the payment structure and underwriting profile that best fits your rental strategy.

    Choose Your DSCR & Rental Program

    Each program has its own dedicated page with the complete specifications. Select the structure that fits what matters most for your deal.

    Maximum-Leverage Core Program

    30-Year Fixed DSCR

    Long-term stability with a traditional fully amortizing payment.

    Total Term
    30 Years
    Initial Payment
    Principal + Interest
    Maximum LTV
    Up to 85%
    Minimum DSCR
    0.75x
    Minimum Credit
    660
    Property
    Up to 10 Units
    Payment After Year 10
    N/A — Fully Amortizing
    Rental Types
    Long-Term & Short-Term
    Vacant Purchase
    Market-Rent May Support
    STR History
    Lease / Market-Rent Method
    Cash-Out LTV
    Approximately 70–75%
    Foreign National
    Options Available
    LTV Stacking
    Available
    Entity Vesting
    LLC / Individual
    Maximum Early Cash Flow

    40-Year DSCR (10-Year IO + 30-Year Amortization)

    10 years interest only, then 30 years amortizing — 40 years total.

    Total Term
    40 Years
    Initial Payment
    10 Years Interest Only
    Maximum LTV
    Up to 85%
    Minimum DSCR
    0.75x
    Minimum Credit
    660
    Property
    Up to 10 Units
    Payment After Year 10
    P+I Amortized Over 30 Years
    Rental Types
    Long-Term & Short-Term
    Vacant Purchase
    Market-Rent May Support
    STR History
    Lease / Market-Rent Method
    Cash-Out LTV
    Approximately 70–75%
    Foreign National
    Options Available
    LTV Stacking
    Available
    Entity Vesting
    LLC / Individual
    No Minimum DSCR

    Flexible 30-Year Fixed DSCR

    30-year fixed, fully amortizing, with no-minimum-DSCR options.

    Total Term
    30 Years
    Initial Payment
    Principal + Interest
    Maximum LTV
    Up to ~80%
    Minimum DSCR
    No Minimum
    Minimum Credit
    640
    Property
    Up to 10 Units
    Payment After Year 10
    N/A — Fully Amortizing
    Rental Types
    Long / Mid / Short-Term
    Vacant Purchase
    Allowed (Qualifying)
    STR History
    Not Required (Qualifying)
    Cash-Out LTV
    Up to ~75%
    Foreign National
    Options Available
    LTV Stacking
    Available
    Entity Vesting
    LLC / Partners
    No Minimum DSCR + Lower Early Payment

    Flexible 30-Year DSCR (10-Year IO + 20-Year Amortization)

    10 years interest only, then 20 years amortizing — 30 years total.

    Total Term
    30 Years
    Initial Payment
    10 Years Interest Only
    Maximum LTV
    Up to ~80%
    Minimum DSCR
    No Minimum
    Minimum Credit
    640
    Property
    Up to 10 Units
    Payment After Year 10
    P+I Amortized Over 20 Years
    Rental Types
    Long / Mid / Short-Term
    Vacant Purchase
    Allowed (Qualifying)
    STR History
    Not Required (Qualifying)
    Cash-Out LTV
    Up to ~75%
    Foreign National
    Options Available
    LTV Stacking
    Available
    Entity Vesting
    LLC / Partners

    Not Sure Which One Fits?

    Submit your deal and Green Fire can evaluate both structures and identify the financing path that best supports your goal.

    Get Your Terms

    Maximum leverage and actual terms depend on the borrower, property, transaction, state, and applicable capital source. Core program terms are shown below; alternative financing options may be available for transactions outside these parameters.

    Ready to explore dscr & rental?

    Submit once. We'll review the transaction and identify potential financing paths.