REAL ESTATE INVESTOR FINANCING

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    Core Investor Financing

    Ground-Up Construction

    Build faster or build with more leverage. Choose between maximum leverage and an express execution structure.

    Choose Your Ground-Up Construction Program

    Each program has its own dedicated page with the complete specifications. Select the structure that fits what matters most for your deal.

    Maximum Leverage

    Maximum Leverage Construction

    Best for investors who want maximum construction-phase leverage.

    Maximum LTC
    Up to 95%
    Construction Funding
    100%
    Completed Value / ARV
    N/A
    Loan Amount
    Up to $3M
    Closing Speed
    2–3 Weeks
    Minimum Credit
    Reviewed
    Term
    12–18 Months
    Interest Structure
    Interest Only
    Appraisal
    Streamlined Valuation
    First-Time Builder
    Program Available
    Origination Points
    Zero + Deferred Options
    Prepayment
    None
    Draw Speed
    24-Hour Digital Inspection
    Units / Property Types
    SFR 1–4 / PUD / Condo / Non-Warrantable
    Express Execution

    Express Construction

    Best for time-sensitive projects where breaking ground fast matters more than maximum leverage.

    Maximum LTC
    Up to 90%
    Construction Funding
    100%
    Completed Value / ARV
    Up to 75%
    Loan Amount
    $75K–$5M+
    Closing Speed
    As Fast as 48 Hours
    Minimum Credit
    680
    Term
    9–24 Months + Extensions
    Interest Structure
    Interest Only
    Appraisal
    No-Appraisal Express Process
    First-Time Builder
    Product Available
    Origination Points
    Zero Point Options
    Prepayment
    None
    Draw Speed
    Approximately 48 Hours
    Units / Property Types
    1–10 Unit Options

    Not Sure Which One Fits?

    Submit your deal and Green Fire can evaluate both structures and identify the financing path that best supports your goal.

    Get Your Terms

    Maximum leverage and actual terms depend on the borrower, property, transaction, state, and applicable capital source. Core program terms are shown below; alternative financing options may be available for transactions outside these parameters.

    Ready to explore ground-up construction?

    Submit once. We'll review the transaction and identify potential financing paths.