REAL ESTATE INVESTOR FINANCING

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    Short-Term Business Capital

    Short-Term Operating Capital, Including Same-Day Options.

    Short-term business operating capital for payroll, inventory, materials, advertising, and emergency liquidity. Same-day options are available on certain programs. This is not cheap long-term financing.

    Program Details

    Maximum
    Up to approximately $150,000
    FICO
    500+
    Business Revenue
    Approximately $15,000+/month
    Speed
    Same-day options available on certain programs
    Purpose
    Short-term business operating capital

    Maximum leverage and actual terms depend on the borrower, property, transaction, state, and applicable capital source. Core program terms are shown below; alternative financing options may be available for transactions outside these parameters.

    Who This Program Is For

    • Payroll
    • Inventory and materials
    • Advertising
    • Operating expenses
    • Emergency business liquidity

    Not Long-Term Financing

    Working capital loans are designed for short-term operating needs and carry a higher cost of capital than long-term financing. They are not a substitute for permanent capital; they bridge a near-term gap. Plan an exit for the balance rather than treating it as cheap long-term debt.

    Who This Generally Fits

    Operating businesses with approximately $15,000+/month in revenue and a 500+ FICO that need short-term operating capital. Not a substitute for long-term financing.

    Qualification Snapshot

    FICO
    500+
    Business Revenue
    Approximately $15,000+/month
    Speed
    Same-day options on certain programs

    Published thresholds are pre-screening guidelines, not approvals. Final eligibility depends on the complete borrower profile, property, transaction, provider, and underwriting. Broader or alternative programs may be available for profiles outside these guidelines.

    Learn How This Works

    Read the educational guide for a deeper, plain-English walkthrough of the mechanics, money flow, and tradeoffs.

    Read the Guide

    Frequently Asked Questions

    Run the Numbers

    Estimate leverage, payments, or coverage before submitting your deal. Illustrative program calculation only — not an approval, offer, or financing terms.

    Open Calculator

    Investment and business-purpose transactions only. No owner-occupied consumer financing. Programs, eligibility, leverage, rates, fees, terms, timelines, and availability vary by property, location, borrower qualifications, documentation, and deal structure. All financing is subject to underwriting and final approval. Green Fire Strategies does not guarantee approval, terms, closing, or funding.

    Ready to submit a working capital loan deal?

    Submit once. We'll review the transaction and identify potential financing paths.