REAL ESTATE INVESTOR FINANCING

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    SBA

    The Most Flexible General-Purpose SBA Structure.

    The most flexible general-purpose SBA structure — up to approximately $5 million for business acquisition, working capital, equipment, real estate, expansion, and eligible debt refinance. Slower to close than conventional working-capital products; SBA and lender eligibility apply.

    Program Details

    Maximum
    Up to approximately $5 million
    FICO
    650+
    Revenue
    Approximately $8,000+/month
    Purpose
    Flexible business use

    Maximum leverage and actual terms depend on the borrower, property, transaction, state, and applicable capital source. Core program terms are shown below; alternative financing options may be available for transactions outside these parameters.

    Who This Program Is For

    • Business acquisition
    • Working capital
    • Equipment
    • Real estate
    • Expansion
    • Debt refinance when eligible

    Slower Than Conventional

    SBA 7(a) is more flexible than conventional working-capital products but slower to close. SBA and lender underwriting, eligibility, and documentation requirements apply. Plan the timeline accordingly rather than expecting same-day or next-day funding.

    Who This Generally Fits

    Established businesses with approximately $8,000+/month in revenue and a 650+ FICO that need flexible general-purpose capital and can accommodate an SBA timeline.

    Qualification Snapshot

    FICO
    650+
    Business Revenue
    Approximately $8,000+/month
    Purpose
    Flexible business use
    Note
    Slower to close than conventional working capital

    Published thresholds are pre-screening guidelines, not approvals. Final eligibility depends on the complete borrower profile, property, transaction, provider, and underwriting. Broader or alternative programs may be available for profiles outside these guidelines.

    Learn How This Works

    Read the educational guide for a deeper, plain-English walkthrough of the mechanics, money flow, and tradeoffs.

    Read the Guide

    Frequently Asked Questions

    Run the Numbers

    Estimate leverage, payments, or coverage before submitting your deal. Illustrative program calculation only — not an approval, offer, or financing terms.

    Open Calculator

    Investment and business-purpose transactions only. No owner-occupied consumer financing. Programs, eligibility, leverage, rates, fees, terms, timelines, and availability vary by property, location, borrower qualifications, documentation, and deal structure. All financing is subject to underwriting and final approval. Green Fire Strategies does not guarantee approval, terms, closing, or funding.

    Ready to submit a sba 7(a) deal?

    Submit once. We'll review the transaction and identify potential financing paths.