REAL ESTATE INVESTOR FINANCING
Build-to-Rent
Two strategies to build and hold: maximum construction leverage with a later DSCR refinance, or a one-time-close construction-to-permanent structure.
Choose Your Build-to-Rent Program
Each program has its own dedicated page with the complete specifications. Select the structure that fits what matters most for your deal.
Maximum Leverage Build & Hold
Best for investors prioritizing maximum construction-phase leverage.
- Construction LTC
- Up to 95%
- Eligible Construction
- 100%
- Permanent Phase
- Separate
- Closings
- Two
- Point Options
- Zero + Deferred
- Prepayment Penalty
- None
- Construction Term
- 12–18 Months, Interest Only
- Permanent Phase
- Separate DSCR Refinance
- Second Closing
- Yes — After Completion
- Origination Points
- Zero + Deferred Options
- Prepayment
- None
- First-Time Builder
- Program Available
One-Time-Close Build-to-Rent
Best for investors willing to trade some construction leverage for a smoother construction-to-permanent transition.
- Construction LTC
- Up to 87.5%
- Eligible Construction Financing
- 100%
- Permanent LTV
- Up to 80%
- Closing
- One
- Closing After Completion
- No Second
- Options
- Zero Point
- Construction Term
- Construction Phase, Interest Only
- Permanent Phase
- Built-In Permanent Financing
- Second Closing
- No — Transitions After Completion
- Origination Points
- Zero + Deferred Options
- Prepayment
- None on Core Structure
- First-Time Builder
- Product Available
Not Sure Which One Fits?
Submit your deal and Green Fire can evaluate both structures and identify the financing path that best supports your goal.
Maximum leverage and actual terms depend on the borrower, property, transaction, state, and applicable capital source. Core program terms are shown below; alternative financing options may be available for transactions outside these parameters.
Ready to explore build-to-rent?
Submit once. We'll review the transaction and identify potential financing paths.